201 N Carpenter St, Sumner, IA 50674, United States (563) 578-5224 Harms Insurance Agency is an independent insurance agency located in Sumner, Iowa, offering personal, agricultural, and commercial insurance products. It has served the local community for decades and emphasizes personalized service with in-office consultations and ongoing customer support. Insurance offerings The agency provides a broad range of insurance solutions designed for individuals, families, farms, and businesses. Available coverage includes: Auto insurance Homeowners insurance Recreational vehicle insurance Crop insurance Umbrella liability insurance