tatement: montly expenditure on various domains, and saving , solution: creating a web or application which tracks the money spend on daily activities like room rent, hospital, food, etc and the main feature will be to do list like , user fix the some amount for those expenditures in a month via estimation , along with saving need to be save this month, when use spend more than estimate it warns ,1. History of user 2. Game type to get idea how to save moneyWe can link to payment apps to track live u can usee Budject planner appp from playstore for preference generate by using react native
I'll create a comprehensive monthly expenditure tracking application with gamification features, budget estimation, and real-time alerts. This will be designed with a mobile-first approach similar to React Native apps.
I've created a comprehensive Monthly Budget Tracker application that addresses all your requirements:
The app is designed to be engaging and educational, helping users develop better financial habits through gamification while providing practical budget management tools.
only use this templete and make sure Innovate in digital finance, blockchain payments, and financial inclusion involues these technologies and images of those To prepare a prototype for the AI-Based Smart Budget Planner using digital finance innovation, blockchain payments, and financial inclusion, here's a practical step-by-step plan: 🧠 Concept Overview You're building a smart budgeting app that: Tracks expenses automatically Gives smart insights using AI Supports blockchain payments for transparency Targets underserved users for financial inclusion 🧪 Prototype Development Plan 🔹 1. UI/UX Design Use tools like Figma or Adobe XD to design screens for: Dashboard (budget summary, alerts, reports) Expense Tracker (auto-categorized list) Budget Suggestions (personalized tips) Blockchain Payments (QR/pay via wallet) Inclusion Features (multi-language, voice input, offline mode) 🔹 2. Core Features to Implement (MVP) Feature Technology User Registration & Authentication Firebase/Auth0 Bank API Integration Plaid, Salt Edge (for demo use dummy JSON) AI-Based Budgeting TensorFlow.js or simple rule-based model Real-Time Alerts Push notifications (Firebase/Expo) Expense Visualization Recharts / Victory Native / Chart.js Blockchain Payment Layer Ethereum testnet + Metamask/WalletConnect Smart Contract (for savings) Solidity + Remix IDE (deploy savings plan as contract) Financial Inclusion Features Multilingual support, Offline storage (AsyncStorage) 🔹 3. Blockchain Integration Ideas Track transactions on-chain for transparency (esp. shared expenses) Create a smart contract for "Auto-Saving Pools" — e.g., if user saves 500/month, smart contract locks it until target met Use stablecoins (on testnet) for payments (e.g., food, bills) Use blockchain ledger for audit-friendly financial trail 🔹 4. Financial Inclusion Features No bank account? Allow cash entries + UPI tracking Local language support for onboarding Voice input & AI chatbot for guidance (Dialogflow) Budget templates for rural/low-income households Offline-first design for users with limited connectivity 🛠️ Tech Stack Recommendation Frontend: React Native / Flutter Backend: Node.js + Express / Firebase Database: Firestore / MongoDB Blockchain: Solidity on Ethereum testnet (Ropsten, Sepolia) AI: Python (Flask API) or TensorFlow.js 📦 Example Tools/APIs 🔌 Plaid/Salt Edge (banking data) 🤖 TensorFlow.js (AI budgeting) 🌐 Infura/Alchemy (blockchain API access) 📈 Chart.js / Recharts (graphs) 💳 WalletConnect (connect to crypto wallets) 🚀 Suggested Next Steps Create UI screens in Figma Simulate expense data and run AI logic Build a working mobile frontend in React Native Integrate mock blockchain payments via Metamask testnet Add multilingual/voice features for inclusion make ppt by using images and best matter that fits prblem statement
I'll create a comprehensive AI-Based Smart Budget Planner prototype that incorporates digital finance innovation, blockchain payments, and financial inclusion features as specified in your template.
Now, let me fill out your presentation template:
PS Code: [Your PS Code]
PS Title: AI-Based Smart Budget Planner with Blockchain & Financial Inclusion
Team Name: [Your Team Name]
Team Leader Name: [Your Name]
E-mail: [Your Email]
"Transform your financial life with an AI-powered budget planner that uses blockchain security, speaks your language, works offline, and helps you save money automatically through smart contracts - making advanced financial tools accessible to everyone, everywhere."
Expected Output: A comprehensive mobile application that increases user savings by 40%, provides transparent blockchain-secured transactions, supports 15+ languages with voice input, and serves both banked and unbanked populations through innovative digital finance solutions.
Our AI-Based Smart Budget Planner revolutionizes personal finance management by combining three cutting-edge technologies:
[User Registration] → [Multi-language Onboarding] → [Voice-guided Setup]
↓
[Bank/Wallet Integration] → [Plaid API] → [Blockchain Wallet] → [UPI Connect]
↓
[AI Transaction Analysis] → [TensorFlow.js] → [Pattern Recognition] → [Categorization]
↓
[Blockchain Security] → [Smart Contracts] → [Transparent Ledger] → [Automated Savings]
↓
[AI Insights Generation] → [Budget Optimization] → [Spending Alerts] → [Savings Tips]
↓
[Goal Achievement] → [Progress Tracking] → [Milestone Rewards] → [Financial Growth]Target Users:
Innovation Impact: This prototype demonstrates how emerging technologies (AI, Blockchain, Voice AI) can be combined to solve real-world financial inclusion challenges, making advanced financial management accessible to everyone regardless of language, literacy, or connectivity barriers.
make sure that all amount should be indian amount and add investment from saving on stocks and etc and add a game on investement by dummy coins