You're building an experience for the Monzo mobile app for Lisa, who is actively trying to repair her credit history which was negatively impacted by past missed payments, bad habits, and her ex-husband's bankruptcy.

Keep the code you generate mobile-first and mobile-responsive so that I can quickly see what you create.

Use Monzo’s tone of voice guidelines for the content you write in the link below: https://monzo.com/tone-of-voice

I should be able to get through each stage of the flow without inputting data to get a sense of what the flow feels like. Create a beginning and an end.

Core Design Principles for AI Generation:

🎯 We help customers with their personal goal; we don't build a one size fits all: The experience must be empathetic and focus on empowering Lisa to achieve her personal goals, such as learning good financial habits to be a role model for her children, building credit for safety, and gaining flexibility with her varying freelance income. It should help her overcome psychological barriers like worry and shame, making the credit repair journey feel supportive and directly tied to her life aspirations, not just a numerical improvement.
 🖼️ Full picture, not just your score: The design should go beyond just showing Lisa's score, explaining in a clear, non-judgmental way how her past actions and external factors (like her ex-husband's bankruptcy) have impacted her overall "credit health." It needs to provide insights into her "affordability" given her fluctuating income and suggest concrete, actionable steps to improve her full financial standing in the eyes of lenders, encouraging her to use more lines of credit confidently when appropriate.

Generate an experience that: Build a Credit insight screen that has transparency to the user Average overview of credit worthiness including credit scores, Mention all factors Monzo takes into account to determine eligibility. What factor is holding the user back the most? And focus on improving this first