I can see the issues! The apply-loan page is working now, but:

1. Missing borrower information collection - We need to gather personal details before loan application
2. Co-makers page doesn't exist - The add-co-maker.php file is missing (404 error)

Let me fix this step by step:

Step 1: Create Enhanced Profile Page for Borrower Information

Step 2: Update Database Schema

Now let's make sure your database has all the required fields:

Step 3: Testing Instructions

Follow these steps exactly:

1. First, run the database update:

   • Go to: http://localhost/lending_pro/update-database-schema.php
   • Wait for all green checkmarks
   • This will add all missing database fields

2. Complete your profile:

   • Go to: http://localhost/lending_pro/profile.php
   • Fill in all the personal information (name, address, employment, etc.)
   • This is the "borrower information" you were asking about

3. Add co-makers:

   • Go to: http://localhost/lending_pro/add-co-maker.php
   • Add family members or friends as co-makers
   • This will improve your loan eligibility

4. Apply for loan:

   • Go to: http://localhost/lending_pro/apply-loan.php
   • You should now see better loan limits based on your complete profile

What This Fixes:

✅ Borrower Information: Complete profile page with personal details, address, employment, financial info ✅ Co-makers System: Working add/remove co-makers functionality
✅ Database Issues: All missing tables and columns will be created ✅ Enhanced Professions: Farmer, Fisherman, Driver, Security Guard, Sales Agent options ✅ Loan Eligibility: Better calculations based on complete borrower profile

Try running the database update first, then test each page step by step!

I see the issues! Let me fix them step by step:

1. Co-makers page doesn't exist (404 error)
2. Need borrower information form before loan application
3. Database needs to be updated

Let's fix these one by one:

Step 1: First, let's create a simple database update

Step 2: Create the Co-makers page

Step 3: Create Enhanced Profile Page for Borrower Information

Step 4: Instructions to Fix Everything

Follow these steps in order:

1. Update Database First

• Copy the SQL from database-update.sql
• Go to phpMyAdmin → Select your lending_pro database
• Click "SQL" tab → Paste the SQL → Click "Go"

2. Save the Files

• Save co-makers.php in your lending_pro folder
• Save profile.php in your lending_pro folder (replace existing one)

3. Test the System

1. Go to Profile first → Fill in all your information
2. Go to Co-makers → Add a co-maker
3. Go to Apply for Loan → Should work with higher limits
4. Submit loan → Go to My Loans → Test countdown timer

4. Expected Flow

1. Complete Profile → Get basic loan eligibility
2. Add Co-makers → Get 20% higher loan limits
3. Apply for Loan → See personalized rates
4. View Loan Details → See countdown timer working

Try this step by step and let me know which step has issues!