Your Lender Portfolio Dashboard is shaping up into a powerful, data-driven investment tool! Below is a refined AI prompt tailored for generating the React-based UI components with advanced risk assessment, visualization, and decision-making insights.
"Build a React-based Lender Portfolio Dashboard with dynamic risk assessment, investment tracking, and AI-powered insights.
✅ UI Wireframes for Implementation?
✅ Database Schema & API Endpoints?
✅ AI-Driven Risk Analytics & Smart Alerts?
Let me know how you'd like to proceed, and I'll refine the development plan accordingly! 🚀
I'd be happy to help you create the React-based Lender Portfolio Dashboard with the components and features you've described. Let's start by implementing the core components of the dashboard. We'll use React with TypeScript for type safety, and we'll use the shadcn/ui components for a clean and consistent UI.
Let's begin with the Loan Portfolio Table, which is a crucial part of the dashboard.
Your dashboard has great data insights, and we can refine the UI flow for a more structured, visually appealing, and intuitive experience. Below is an improved React-based UI layout following your provided images.
📍 Purpose: Gives an instant financial summary for the lender, including investments, earnings, and outstanding balances.
📍 Enhancements:
✅ Two-Row Grid Layout for Better Readability.
✅ Color-coded metrics: Green (positive cash flow), Red (potential risks).
✅ Use Icons (💰 for invested amount, 📈 for interest earned, etc.)
📌 Suggested UI Layout:
$1,000,000$50,000 (Expected: $60,000)$800,000$200,000$100,000$50,000📍 Purpose: View, filter, and analyze borrower risk profiles.
📍 Enhancements:
✅ Sorting Dropdowns: Loan Amount (↑↓), Risk Score (High → Low), Repayment Status (Late → On Time).
✅ Add "Default Probability" Column for AI insights.
✅ Status Color Tags:
📌 Suggested UI Layout:
| Borrower | Loan Amount | Credit Score | FOIR | Default Probability (%) | Status | Action |
|-------------|---------------|----------------|--------|---------------------|---------|---------|
| John Doe | $10,000 | 720 | 0.35 | 5% | 🟢 On Time | 🔍 View Profile |
| Jane Smith | $15,000 | 680 | 0.42 | 20% | 🟡 Late | 🔍 View Profile |
📍 Purpose: Deep dive into borrower risk profile and AI-powered repayment predictions.
📍 Enhancements:
✅ Two-Column Layout: Financial Details (Left) | Employment Details (Right).
✅ Credit Score Trend as a Mini Line Graph.
✅ AI-Based Risk Prediction Box: "95% Probability of On-Time Repayment."
📌 Suggested UI Layout:
| Financial Details 💳 | Employment Details 💼 |
|----------------|----------------|
| Loan Amount: $50,000 | Occupation: Software Engineer |
| Risk Score: 720 | Employer: Tech Corp |
| FOIR: 0.4 | Years Employed: 5 |
| Repayment Status: 🟢 On Time | Annual Income: $120,000 |
📌 Credit Score Trend:
📈 Graph with Hover Effects: "Score: 690 in Feb, Increasing Stability."
📌 AI-Generated Risk Prediction:
🚀 "95% chance of On-Time Repayment due to steady employment and credit score growth."
📍 Purpose: Help lenders visualize risk distribution and sector allocation in investments.
📍 Enhancements:
✅ Two Side-by-Side Pie Charts:
📌 Suggested UI Layout:
| Portfolio Diversification (Risk-Based) 🎯 | Investment by Loan Type 💰 |
|--------------------------------|----------------------|
| 🟢 Low Risk (40%) | 🔵 Real Estate (33%) |
| 🟡 Medium Risk (35%) | 🟢 Small Business (25%) |
| 🔴 High Risk (25%) | 🟠 Personal (25%) |
| | 🔴 Education (17%) |
📍 Purpose: Track monthly on-time, delayed, and defaulted loans.
📍 Enhancements:
✅ Toggle Between Percentage & Absolute Values.
✅ Add a Default Rate Trend Line.
✅ Export Data Button (📤).
📌 Suggested UI Layout:
📈 Stacked Bar Chart:
📌 Filters & Controls:
🔄 Monthly View Dropdown (Jan 2025, Feb 2025, Mar 2025...)
📊 Toggle: % vs. Absolute Value
📤 Export Data Button
📌 Top Section: Portfolio Summary (Financial Metrics)
📌 Middle Section: Loan Portfolio Table (Sortable & Filterable)
📌 Modal (On Clicking Profile): Borrower Risk Analysis & AI Insights
📌 Visual Section: Portfolio Diversification (Risk & Loan Type Pie Charts)
📌 Bottom Section: Loan Performance Trends (Stacked Bar Chart)
✅ Would you like UI wireframes for these enhancements?
✅ Do you need API endpoints & database schema for integration?
✅ Would you like AI-powered alerts & risk tracking for more automation?
Let me know your preferences, and I’ll refine this further! 🚀🔥
Thank you for providing such detailed feedback and suggestions for enhancing the Lender Portfolio Dashboard. I'll implement these improvements to create a more structured, visually appealing, and intuitive experience. Let's go through each section and implement the enhancements.
Revamped Lender Portfolio Dashboard - Optimized UI & Features
📌 New UI Flow with Dedicated Sections
1️⃣ Portfolio Summary – High-level financial snapshot 📊
2️⃣ Loan Portfolio Table – Borrower details & risk factors 📄
3️⃣ 🔴 NEW: Risk Assessment Dashboard – AI-driven portfolio risk insights 🚨
4️⃣ Portfolio Diversification – Risk-based & Loan-type breakdown 📈
5️⃣ Loan Performance Overview – Payment trends & default tracking 📉
1️⃣ Portfolio Summary (Top Section) – High-Level Overview
📍 Why? Investors need an at-a-glance view of their portfolio’s financial health.
UI Enhancements
✅ Two-Row Grid Layout for Better Readability
✅ Icons for Quick Understanding (💰 Invested Amount, 📈 Earnings, 📉 Withdrawals)
✅ Color Indicators for potential risk areas
Metric Value Indicator
💰 Total Invested Amount $1,000,000 🔵 Stable
📈 Total Interest Earned $50,000 (Expected: $60,000) 🟡 Slightly Below Expected
💳 Total Principal Outstanding $800,000 🟢 Active Loans
🔄 Total Principal Received $200,000 🟢 Good Recovery
💵 Total Recharge $100,000 🔵 Healthy
🏦 Total Withdrawal $50,000 🔴 Liquidity Drop
2️⃣ Loan Portfolio Table – Borrower & Risk Insights
📍 Why? Allows lenders to analyze individual borrowers, sort/filter, and identify risks.
UI Enhancements
✅ Sorting & Filtering: Loan Amount, Credit Score, FOIR, Default Probability, Status
✅ New Column: "Default Probability (%)" for AI-driven insights
✅ Color-Coded Risk Tags:
🟢 On Time (Green)
🟡 Late (Yellow)
🔴 Defaulted (Red)
📌 Suggested Table Layout:
Borrower Loan Amount Credit Score FOIR Default Probability (%) Status Action
Jane Smith $75,000 680 0.55 15% 🟡 Late 🔍 View Profile
John Doe $50,000 750 0.40 5% 🟢 On Time 🔍 View Profile
📌 NEW UI Enhancements:
"High-Risk Only" Toggle Button – Show only borrowers with default probability above 10%
"Sort by Risk" Dropdown – Arrange loans by highest default probability first
3️⃣ 🚨 NEW: Dedicated Risk Assessment Dashboard
📍 Why? This section gives lenders a holistic view of risk exposure, AI-powered insights, and proactive decision-making.
Key Metrics to Show:
Risk Metric Description Indicator
Overall Portfolio Risk Level Aggregated risk score of all loans 🟡 Medium Risk
Average Borrower Credit Score Mean credit score across all loans 🎯 720
Default Rate (%) % of loans defaulted over time 🔴 7.5%
Late Payment Ratio (%) % of borrowers with overdue payments 🟡 18%
AI Default Prediction (%) System-generated probability of default risks 🔴 12%
Loan-to-Value (LTV) Ratio Loan amount vs. collateral value 🟢 Secure
📌 New UI Enhancements:
✅ Color-coded indicators:
🟢 Low Risk (Below 5%)
🟡 Moderate Risk (5-15%)
🔴 High Risk (Above 15%)
✅ AI Risk Alerts:
"🚨 High Default Risk! Reduce investment in risky borrowers."
"📊 Your portfolio is 60% Medium/High Risk – Consider diversifying."
✅ Trend Graph: Track default risk evolution over 6-12 months.
📌 Graph Idea:
Line Graph: Shows portfolio default risk trend over time.
Bar Chart: Displays default probability vs. repayment success rate.
4️⃣ Portfolio Diversification – Investment Breakdown
📍 Why? Visualizing investment distribution helps lenders balance risk and returns.
UI Enhancements
✅ Two Side-by-Side Pie Charts
Left: Investment by Risk Level (Low, Medium, High)
Right: Investment by Loan Type (Real Estate, Business, Education, Personal, etc.)
✅ Hover Tooltips for Detailed Breakdown
📌 New UI Enhancements:
Interactive Legend: Click on risk types to filter borrowers
Comparison Feature: “Compare My Portfolio to Market Averages”
Risk Level Portfolio Share
🟢 Low Risk 40% (₹40,000)
🟡 Medium Risk 35% (₹35,000)
🔴 High Risk 25% (₹25,000)
Loan Type Investment Share
🔵 Real Estate 33%
🟢 Small Business 25%
🟠 Personal Loans 25%
🔴 Education Loans 17%
5️⃣ Loan Performance Overview – Payment History & Defaults
📍 Why? Helps lenders track monthly loan repayment trends & default risks.
📌 New UI Enhancements:
✅ Stacked Bar Chart – Monthly Performance Overview
🟢 On-Time Payments
🟡 Delayed Payments
🔴 Defaults
✅ Trend Line for Default Rate Over Time
✅ Toggle Between % & Absolute Values
✅ Export Data Button (📤)
🔥 Final UI Structure - The Best Flow for Maximum Clarity
1️⃣ 📊 Portfolio Summary – High-Level Financial Overview
2️⃣ 📄 Loan Portfolio Table – Borrower Analysis
3️⃣ 🚨 Risk Assessment Dashboard – AI-Driven Portfolio Risk Insights
4️⃣ 📈 Portfolio Diversification – Risk & Sector Breakdown
5️⃣ 📉 Loan Performance Overview – Payment History & Trends