[V0_FILE]css:file="app/globals.css" isFixed="true" isEdit="true" isQuickEdit="true" isMerged="true" @import "tailwindcss"; @import "tw-animate-css"; @custom-variant dark (&:is(.dark *)); :root { --background: oklch(0.98 0 0); --foreground: oklch(0.15 0 0); --card: oklch(1 0 0); --card-foreground: oklch(0.15 0 0); --popover: oklch(1 0 0); --popover-foreground: oklch(0.15 0 0); --primary: oklch(0.45 0.15 265); --primary-foreground: oklch(0.98 0 0); --secondary: oklch(0.92 0.01 265); --secondary-foreground: oklch(0.15 0 0); --muted: oklch(0.96 0 0); --muted-foreground: oklch(0.5 0 0); --accent: oklch(0.55 0.2 160); --accent-foreground: oklch(0.98 0 0); --destructive: oklch(0.55 0.22 25); --destructive-foreground: oklch(0.98 0 0); --border: oklch(0.9 0 0); --input: oklch(0.94 0 0); --ring: oklch(0.45 0.15 265); --chart-1: oklch(0.55 0.2 265); --chart-2: oklch(0.6 0.18 160); --chart-3: oklch(0.5 0.15 200); --chart-4: oklch(0.65 0.22 280); --chart-5: oklch(0.58 0.2 140); --radius: 0.75rem; --sidebar: oklch(0.985 0 0); --sidebar-foreground: oklch(0.145 0 0); --sidebar-primary: oklch(0.205 0 0); --sidebar-primary-foreground: oklch(0.985 0 0); --sidebar-accent: oklch(0.97 0 0); --sidebar-accent-foreground: oklch(0.205 0 0); --sidebar-border: oklch(0.922 0 0); --sidebar-ring: oklch(0.708 0 0); } .dark { --background: oklch(0.12 0.01 265); --foreground: oklch(0.95 0 0); --card: oklch(0.16 0.01 265); --card-foreground: oklch(0.95 0 0); --popover: oklch(0.14 0.01 265); --popover-foreground: oklch(0.95 0 0); --primary: oklch(0.6 0.2 265); --primary-foreground: oklch(0.98 0 0); --secondary: oklch(0.22 0.02 265); --secondary-foreground: oklch(0.95 0 0); --muted: oklch(0.2 0.01 265); --muted-foreground: oklch(0.6 0 0); --accent: oklch(0.55 0.2 160); --accent-foreground: oklch(0.98 0 0); --destructive: oklch(0.5 0.2 25); --destructive-foreground: oklch(0.98 0 0); --border: oklch(0.24 0.02 265); --input: oklch(0.2 0.01 265); --ring: oklch(0.6 0.2 265); --chart-1: oklch(0.6 0.2 265); --chart-2: oklch(0.65 0.18 160); --chart-3: oklch(0.55 0.15 200); --chart-4: oklch(0.7 0.22 280); --chart-5: oklch(0.63 0.2 140); --sidebar: oklch(0.205 0 0); --sidebar-foreground: oklch(0.985 0 0); --sidebar-primary: oklch(0.488 0.243 264.376); --sidebar-primary-foreground: oklch(0.985 0 0); --sidebar-accent: oklch(0.269 0 0); --sidebar-accent-foreground: oklch(0.985 0 0); --sidebar-border: oklch(0.269 0 0); --sidebar-ring: oklch(0.439 0 0); } @theme inline { /* optional: --font-sans, --font-serif, --font-mono if they are applied in the layout.tsx */ --color-background: var(--background); --color-foreground: var(--foreground); --color-card: var(--card); --color-card-foreground: var(--card-foreground); --color-popover: var(--popover); --color-popover-foreground: var(--popover-foreground); --color-primary: var(--primary); --color-primary-foreground: var(--primary-foreground); --color-secondary: var(--secondary); --color-secondary-foreground: var(--secondary-foreground); --color-muted: var(--muted); --color-muted-foreground: var(--muted-foreground); --color-accent: var(--accent); --color-accent-foreground: var(--accent-foreground); --color-destructive: var(--destructive); --color-destructive-foreground: var(--destructive-foreground); --color-border: var(--border); --color-input: var(--input); --color-ring: var(--ring); --color-chart-1: var(--chart-1); --color-chart-2: var(--chart-2); --color-chart-3: var(--chart-3); --color-chart-4: var(--chart-4); --color-chart-5: var(--chart-5); --radius-sm: calc(var(--radius) - 4px); --radius-md: calc(var(--radius) - 2px); --radius-lg: var(--radius); --radius-xl: calc(var(--radius) + 4px); --color-sidebar: var(--sidebar); --color-sidebar-foreground: var(--sidebar-foreground); --color-sidebar-primary: var(--sidebar-primary); --color-sidebar-primary-foreground: var(--sidebar-primary-foreground); --color-sidebar-accent: var(--sidebar-accent); --color-sidebar-accent-foreground: var(--sidebar-accent-foreground); --color-sidebar-border: var(--sidebar-border); --color-sidebar-ring: var(--sidebar-ring); } @layer base { * { @apply border-border outline-ring/50; } body { @apply bg-background text-foreground; } } [V0_FILE]typescriptreact:file="app/page.tsx" isMerged="true" import { UploadSection } from "@/components/upload-section" import { Shield, FileSearch, AlertTriangle, CheckCircle } from "lucide-react" export default function HomePage() { return (

{/* Header */}

InsureScan

{/* Hero Section */}

AI-Powered Insurance Intelligence

Decode Your Insurance Policy in Seconds

Upload any insurance document and instantly understand what you're covered for, hidden risks, and coverage gaps—in plain language.

{/* Upload Component */}

{/* Features Grid */}

What InsureScan Detects

Hidden Exclusions

Identifies waiting periods, pre-existing condition clauses, and claim rejection triggers buried in fine print.

Coverage Gaps

Detects missing coverage, low sub-limits, room rent caps, and insufficient sum assured for your needs.

Plain Summary

Translates complex policy jargon into simple, understandable language so you know exactly what you have.

{/* How It Works */}

How It Works

{[ { step: "01", title: "Upload Your Policy", description: "Drop any insurance document—PDF, image, or scanned copy. No login required.", }, { step: "02", title: "AI Analyzes Everything", description: "Our OCR + NLP engine reads the entire document and extracts key terms, exclusions, and coverage details.", }, { step: "03", title: "Get Instant Report", description: "Receive a Smart Policy Report highlighting risks, gaps, and a plain-language summary in seconds.", }, ].map((item) => (

{item.step}

{item.title}

{item.description}

))}

{/* Footer */}

) } [V0_FILE]typescriptreact:file="app/layout.tsx" isEdit="true" isQuickEdit="true" isMerged="true" import type React from "react" import type { Metadata } from "next" import { Geist, Geist_Mono } from "next/font/google" import { Analytics } from "@vercel/analytics/next" import "./globals.css" const _geist = Geist({ subsets: ["latin"] }) const _geistMono = Geist_Mono({ subsets: ["latin"] }) export const metadata: Metadata = { title: "InsureScan - Decode Your Insurance Policy Instantly", description: "AI-powered insurance policy decoder. Upload your policy and get instant analysis with risk flags and plain-language summaries.", generator: "v0.app", icons: { icon: [ { url: "/icon-light-32x32.png", media: "(prefers-color-scheme: light)", }, { url: "/icon-dark-32x32.png", media: "(prefers-color-scheme: dark)", }, { url: "/icon.svg", type: "image/svg+xml", }, ], apple: "/apple-icon.png", }, } export default function RootLayout({ children, }: Readonly<{ children: React.ReactNode }>) { return ( {children} ) } [V0_FILE]typescriptreact:file="components/policy-report.tsx" isEdit="true" isMerged="true" "use client" import { Card } from "@/components/ui/card" import { Button } from "@/components/ui/button" import { Badge } from "@/components/ui/badge" import { AlertTriangle, CheckCircle, Info, AlertCircle, ArrowLeft, Shield, Calendar, DollarSign, FileText, } from "lucide-react" interface PolicyReportProps { onReset: () => void fileName: string analysis: { policyType: string insurer: string policyNumber?: string sumInsured: string premium?: string tenure?: string coverageStart?: string coverageEnd?: string riskFlags: Array<{ type: "high" | "medium" | "low" title: string description: string }> coverageGaps: string[] summary: string } } export function PolicyReport({ onReset, fileName, analysis }: PolicyReportProps) { const getRiskIcon = (type: string) => { switch (type) { case "high": return case "medium": return case "low": return default: return } } const getRiskBadgeVariant = (type: string) => { switch (type) { case "high": return "destructive" case "medium": return "default" case "low": return "secondary" default: return "secondary" } } return (

{/* Header */}

Smart Policy Report

{fileName}

{/* Policy Overview - Using real analysis data */}

Policy Overview

Policy Type

{analysis.policyType}

Insurer

{analysis.insurer}

Sum Insured

{analysis.sumInsured}

{analysis.coverageStart && analysis.coverageEnd && (

Coverage Period

{analysis.coverageStart} - {analysis.coverageEnd}

)} {analysis.premium && (

Premium

{analysis.premium}

)} {analysis.policyNumber && (

Policy Number

{analysis.policyNumber}

)}

{/* Risk Flags - Displaying real AI-detected risk flags */} {analysis.riskFlags.length > 0 && (

Risk Flags Detected

{analysis.riskFlags.map((flag, index) => (

{getRiskIcon(flag.type)}

{flag.title}

{flag.type === "high" ? "High Risk" : flag.type === "medium" ? "Medium" : "Low"}

{flag.description}

))}

)} {/* Coverage Gaps - Showing real detected gaps */} {analysis.coverageGaps.length > 0 && (

Coverage Gaps

• {gap}

)} {/* Plain Language Summary - Using AI-generated summary */}

Plain Language Summary

{analysis.summary}

{/* Future Features Placeholder */}

Coming Soon

Premium features will include multilingual reports, policy comparisons, expert consultations, and personalized recommendations.

) } [V0_FILE]typescriptreact:file="components/upload-section.tsx" isEdit="true" isQuickEdit="true" isMerged="true" "use client" import type React from "react" import { useState, useCallback } from "react" import { Upload, FileText, Loader2 } from "lucide-react" import { Card } from "@/components/ui/card" import { Button } from "@/components/ui/button" import { PolicyReport } from "@/components/policy-report" type PolicyAnalysis = { policyType: string insurer: string policyNumber?: string sumInsured: string premium?: string tenure?: string coverageStart?: string coverageEnd?: string riskFlags: Array<{ type: "high" | "medium" | "low" title: string description: string }> coverageGaps: string[] summary: string } export function UploadSection() { const [file, setFile] = useState(null) const [isAnalyzing, setIsAnalyzing] = useState(false) const [analysis, setAnalysis] = useState(null) const [error, setError] = useState(null) const [isDragging, setIsDragging] = useState(false) const handleDragOver = useCallback((e: React.DragEvent) => { e.preventDefault() setIsDragging(true) }, []) const handleDragLeave = useCallback((e: React.DragEvent) => { e.preventDefault() setIsDragging(false) }, []) const handleDrop = useCallback((e: React.DragEvent) => { e.preventDefault() setIsDragging(false) const droppedFile = e.dataTransfer.files[0] if (droppedFile && droppedFile.type === "application/pdf") { setFile(droppedFile) } }, []) const handleFileSelect = useCallback((e: React.ChangeEvent) => { const selectedFile = e.target.files?.[0] if (selectedFile) { setFile(selectedFile) } }, []) const handleAnalyze = async () => { if (!file) return setIsAnalyzing(true) setError(null) try { console.log("[v0] Uploading PDF for AI analysis...") const formData = new FormData() formData.append("file", file) const controller = new AbortController() const timeout = setTimeout(() => controller.abort(), 90000) // 90 second timeout for AI analysis const analyzeResponse = await fetch("/api/analyze-policy", { method: "POST", body: formData, signal: controller.signal, }) clearTimeout(timeout) if (!analyzeResponse.ok) { const errorData = await analyzeResponse.json() throw new Error(errorData.error || "Failed to analyze policy") } const { analysis: policyAnalysis } = await analyzeResponse.json() console.log("[v0] Analysis complete successfully") setAnalysis(policyAnalysis) } catch (err: any) { console.error("[v0] Analysis error:", err) if (err.name === "AbortError") { setError("Request timed out. The PDF may be too large or complex. Please try with a smaller document.") } else { setError(err.message || "An error occurred during analysis") } } finally { setIsAnalyzing(false) } } const handleReset = () => { setFile(null) setAnalysis(null) setError(null) setIsAnalyzing(false) } if (analysis) { return } return ( {!file ? (

Upload Insurance Policy

Drop your PDF here, or click to browse

Supports PDF only • Max 10MB • No login required

) : (

{file.name}

{(file.size / 1024 / 1024).toFixed(2)} MB • {file.type}

{!isAnalyzing && ( )}

{error && (

{error}

)} {isAnalyzing ? (

Analyzing Your Policy...

Our AI is reading the document and identifying key terms, exclusions, and risks.

) : ( )}

)} ) } [V0_FILE]json:file="package.json" isEdit="true" isMerged="true" { "name": "my-v0-project", "version": "0.1.0", "private": true, "scripts": { "dev": "next dev", "build": "next build", "start": "next start", "lint": "eslint ." }, "dependencies": { "@hookform/resolvers": "^3.10.0", "@radix-ui/react-accordion": "1.2.2", "@radix-ui/react-alert-dialog": "1.1.4", "@radix-ui/react-aspect-ratio": "1.1.1", "@radix-ui/react-avatar": "1.1.2", "@radix-ui/react-checkbox": "1.1.3", "@radix-ui/react-collapsible": "1.1.2", "@radix-ui/react-context-menu": "2.2.4", "@radix-ui/react-dialog": "1.1.4", "@radix-ui/react-dropdown-menu": "2.1.4", "@radix-ui/react-hover-card": "1.1.4", "@radix-ui/react-label": "2.1.1", "@radix-ui/react-menubar": "1.1.4", "@radix-ui/react-navigation-menu": "1.2.3", "@radix-ui/react-popover": "1.1.4", "@radix-ui/react-progress": "1.1.1", "@radix-ui/react-radio-group": "1.2.2", "@radix-ui/react-scroll-area": "1.2.2", "@radix-ui/react-select": "2.1.4", "@radix-ui/react-separator": "1.1.1", "@radix-ui/react-slider": "1.2.2", "@radix-ui/react-slot": "1.1.1", "@radix-ui/react-switch": "1.1.2", "@radix-ui/react-tabs": "1.1.2", "@radix-ui/react-toast": "1.2.4", "@radix-ui/react-toggle": "1.1.1", "@radix-ui/react-toggle-group": "1.1.1", "@radix-ui/react-tooltip": "1.1.6", "@vercel/analytics": "1.3.1", "autoprefixer": "^10.4.20", "class-variance-authority": "^0.7.1", "clsx": "^2.1.1", "cmdk": "1.0.4", "date-fns": "4.1.0", "embla-carousel-react": "8.5.1", "input-otp": "1.4.1", "lucide-react": "^0.454.0", "next": "16.0.10", "next-themes": "^0.4.6", "react": "19.2.0", "react-day-picker": "9.8.0", "react-dom": "19.2.0", "react-hook-form": "^7.60.0", "react-resizable-panels": "^2.1.7", "recharts": "2.15.4", "sonner": "^1.7.4", "tailwind-merge": "^3.3.1", "tailwindcss-animate": "^1.0.7", "vaul": "^1.1.2", "zod": "3.25.76", "ai": "6.0.6" }, "devDependencies": { "@tailwindcss/postcss": "^4.1.9", "@types/node": "^22", "@types/react": "^19", "@types/react-dom": "^19", "postcss": "^8.5", "tailwindcss": "^4.1.9", "tw-animate-css": "1.3.3", "typescript": "^5" } } [V0_FILE]typescript:file="app/api/analyze-policy/route.ts" isEdit="true" import { generateText } from "ai" export const maxDuration = 60 export async function POST(req: Request) { try { const formData = await req.formData() const file = formData.get("file") as File if (!file) { return Response.json({ error: "No file provided" }, { status: 400 }) } console.log("[v0] Analyzing PDF directly with AI SDK...") console.log("[v0] File:", file.name, "Size:", file.size, "bytes") // Convert file to buffer const arrayBuffer = await file.arrayBuffer() const buffer = Buffer.from(arrayBuffer) console.log("[v0] Buffer created, calling AI model...") const { text: analysisText } = await generateText({ model: "anthropic/claude-sonnet-4.5", system: "You are an expert insurance policy analyzer for the Indian market.", messages: [ { role: "user", content: [ { type: "text", text: `Analyze this insurance policy document and extract key information. Your response MUST be ONLY valid JSON with this exact structure (no markdown, no code blocks, no extra text): { "policyType": "Type of insurance (Health/Life/Motor/etc)", "insurer": "Insurance company name", "policyNumber": "Policy number if found, otherwise 'Not specified'", "sumInsured": "Sum insured amount with currency", "premium": "Premium amount if found, otherwise 'Not specified'", "tenure": "Policy term if found, otherwise 'Not specified'", "coverageStart": "Start date if found, otherwise 'Not specified'", "coverageEnd": "End date if found, otherwise 'Not specified'", "riskFlags": [ { "type": "high", "title": "Brief risk title", "description": "Detailed explanation" } ], "coverageGaps": ["Missing coverage 1", "Missing coverage 2"], "summary": "Plain language summary in 2-3 sentences" } Focus on identifying: - Hidden exclusions and waiting periods (HIGH RISK) - Room rent caps and sub-limits (MEDIUM/HIGH RISK) - Pre-existing disease clauses (HIGH RISK) - Co-payment requirements (MEDIUM RISK) - Coverage gaps (no OPD, maternity, dental) - Insufficient sum assured - Any unfavorable terms Return ONLY the JSON object.`, }, { type: "file", data: buffer, mimeType: "application/pdf", }, ], }, ], maxTokens: 2000, temperature: 0.1, }) console.log("[v0] AI response received, length:", analysisText.length) let cleanJson = analysisText.trim() // Remove markdown code blocks if present if (cleanJson.startsWith("```")) { cleanJson = cleanJson.replace(/```json\n?/g, "").replace(/```\n?/g, "") } // Find the first { and last } to extract just the JSON const firstBrace = cleanJson.indexOf("{") const lastBrace = cleanJson.lastIndexOf("}") if (firstBrace !== -1 && lastBrace !== -1) { cleanJson = cleanJson.substring(firstBrace, lastBrace + 1) } console.log("[v0] Parsing JSON...") const analysis = JSON.parse(cleanJson) console.log("[v0] Analysis complete:", analysis.policyType) return Response.json({ analysis }) } catch (error: any) { console.error("[v0] Analysis error:", error) console.error("[v0] Error message:", error.message) // Return a graceful fallback response return Response.json({ analysis: { policyType: "Unable to determine", insurer: "Unable to determine", policyNumber: "Not specified", sumInsured: "Not specified", premium: "Not specified", tenure: "Not specified", coverageStart: "Not specified", coverageEnd: "Not specified", riskFlags: [ { type: "medium", title: "Analysis Error", description: "Unable to fully analyze the policy document. This may be due to document format or quality issues. Please review your policy manually or contact support.", }, ], coverageGaps: ["Unable to determine coverage gaps - manual review needed"], summary: "The policy analysis encountered an error. This may be due to unclear document formatting or scanning quality. Please review your policy document manually.", }, }) } }