Develop a comprehensive dashboard for a Buy Now, Pay Later (BNPL) loaning system. The dashboard should provide a clear overview of key performance indicators (KPIs) and facilitate efficient management of loan applications, approvals, and repayments. Include features such as a real-time overview of total loans disbursed, outstanding loan balances, and the number of active users. Implement data visualization tools, such as charts and graphs, to display trends in loan applications, approval rates, and repayment schedules. Design the dashboard to allow administrators to easily filter and sort loan data based on various criteria, including loan status, borrower information, and loan amount. Include functionality for managing user accounts, setting loan terms, and generating reports on loan performance. Ensure the dashboard is user-friendly, responsive, and secure, with appropriate access controls for different user roles.